Every summer I hear some version of the same conversation. A homeowner in Wake Forest calls, loves the idea of professional lights on their house this year, and then says, “Let’s just do it next year — I want to plan for it financially.” I understand that. A full lighting package is a real expense, and nobody wants to drop the whole amount at once in October.
So this year we changed how we do things. If you book between now and November 1st, you can split your total cost into equal monthly payments — no interest, no financing company, no credit check. You pay a little now, a little each month, and it’s fully paid off before we ever put a ladder against your house. It’s not a loan. It’s just a way to plan ahead, the way people asked us to let them.
How the Payment Plan Actually Works
The payment plan splits your total job cost evenly across the months between the day you sign up and November 1st, with the first payment due at booking. If you sign up in July, that first payment locks in your spot immediately, and then you pay the same amount again in August, September, and October — four payments total, fully paid off before your November installation date. If you wait until September to book, you’d have two payments instead: one in September and one in October. There’s no interest added at any point, no application, and no credit check — we simply divide what you owe by the number of months you have left before November 1st. The later you book, the higher each individual payment will be, since there are fewer months to spread it across.
A Real Example: What This Looks Like on an Average Package
For a typical Wake Forest home — rooflines plus a couple of shrubs or a walkway, which usually runs around $1,200 — booking in July means four payments of $300 each: one at signup in July, then again in August, September, and October. By the time your installation date arrives in November, the whole job is already paid for. Compare that to booking the same $1,200 package in September, and you’re down to just two payments of $600 each. Same total cost either way, but booking earlier in the summer gives you smaller, easier payments spread across more months. This is one of the biggest reasons I tell people in Wake Forest and Raleigh not to wait until October to call — the earlier you’re on our schedule, the more room you have to spread out the cost.
This Is Not Financing — It’s Just Payments
I want to be clear about this because people sometimes assume “payment plan” means a loan or a financing company is involved. It isn’t. There’s no interest charged, no third-party lender, no credit application, and nothing that shows up on a credit report. We simply take your total job cost and divide it into equal payments between your sign-up date and November 1st. You’re not paying anything extra for the privilege of spreading out payments — the number you’d pay in full upfront is the exact same total you’d pay across the monthly installments. It’s really just an internal payment schedule we built because so many homeowners in Wake Forest, Raleigh, and the surrounding Triangle area told us they wanted to commit early but pay gradually rather than all at once closer to the holidays.
Who This Is For
Every homeowner who’s booked with us so far this year has found this helpful, whether they’re in a starter townhome or a custom-built estate. We’ve set up payment plans for families in neighborhoods like Heritage, Wakefield, and Traditions, and the process works exactly the same no matter where you live or how large the job is. Whether you’re doing a simple rooflines package or a full wraparound design with trees and landscaping accents, the payment plan divides your total cost evenly across the months you have left before November 1st. There’s no minimum job size and no restriction based on package type — it’s the same interest-free structure whether your total is $600 or $3,000. If anything, the homeowners who benefit most are the ones who reach out early in the summer, since more months between booking and November means smaller individual payments. But even someone who calls in late September still gets the same terms, just over a shorter window.
One Requirement: Paid in Full Before Installation
The one firm rule is that your balance has to be paid in full before we install. Our installation season runs through November and into December, and it often kicks off first in neighborhoods like Heritage and Wakefield, where a lot of our earliest bookings tend to be. Because payment plans are structured to finish by November 1st, this naturally lines up — by the time your installation date arrives, your account is already settled and there’s nothing left to collect on-site. This protects both sides: you know exactly what you’re paying and when, with no surprises the day the crew shows up, and we’re able to schedule installations with a fully confirmed, paid customer list instead of chasing down balances during our busiest weeks of the year. It also means your crew can focus entirely on getting your lights up right, instead of handling payment logistics in your driveway.
Why We’re Offering This Now
Every year, without fail, I hear from homeowners in Wake Forest and Raleigh who wanted to book but felt like they needed to wait until “next year” to budget for it properly. We didn’t want people sitting out an entire season just because of timing, especially when they’d already decided they wanted lights on their house. Spreading the cost out interest-free means you can lock in your spot on our calendar in July or August, pay a manageable amount each month, and have your lights ready to go for the holidays without one big hit to your budget in the fall. It’s a small change on our end, but it’s made a real difference for families in neighborhoods like Traditions and Wakefield who’ve used it this year — and it’s exactly the kind of flexibility we kept hearing people ask for before we ever built it.
Frequently Asked Questions
Is there interest on the payment plan?
No. There is no interest, no financing fees, and no third-party lender involved. You simply pay your total job cost divided evenly across the months between booking and November 1st.
When is the first payment due?
Your first payment is due when you sign up and book your installation date. That payment secures your spot on our schedule for the season.
What if I sign up later in the fall?
You can still use the payment plan any time through October, but with fewer months remaining before November 1st, each payment will be larger since the total is divided across a shorter window.
Does this affect my credit?
No. This is not a loan or financing product, so there’s no credit check and nothing reported to any credit bureau.
Do I need a minimum package size to qualify?
No. The payment plan is available for any job size, from a simple rooflines package to a full custom lighting design.
When does the balance need to be paid off?
In full, before your installation date. Since the plan is structured to finish by November 1st, this happens automatically as long as you’re on schedule with your monthly payments.
Reserve Your Spot — Pay Monthly, No Interest
If you’ve been putting off booking because of the upfront cost, this is exactly the option we built for you. Reach out today, get your quote, and we’ll set up a payment schedule that fits your timeline between now and November 1st. The earlier you book, the smaller your payments — and the sooner you’re off the list of homeowners scrambling in October. Call or text us to get started, or fill out our online quote form and we’ll walk you through exactly what your monthly payments would look like for your home.